Stop Guessing. Start Settling.
DebtDetector finds the "hidden" debt dragging down your credit score and negotiates your payout for as little as 30 cents on the dollar.
Find My Debt - FreeHow It Works
Get My Free Report
Go to https://www.annualcreditreport.com/index.action and get your free anonymous credit report!
Upload
Just drag and drop your free credit PDF. No invasive forms or passwords.
Sleuth
Our AI Finds the "Hidden" Debt and gives you all the tools you need to negotiate your debts.
Settle
One-Click Payout
We send the legal offer. You pay the discounted rate. Debt is gone.
Why Us?
"Collectors are professional negotiators. Why aren't you?"
Calling a debt collector is a trap. They want 100%. Our "Sleuth Engine" finds their secret settlement floor—often 70% off—so you can pay it off and move on without the stress of a phone call.
"Turn your 'I Owe' into 'It's Settled'."