About DebtDetector

Debt shouldn't be a mystery.

Most people don't have a "debt problem"—they have an information problem.

When a debt is sold and resold, it becomes nearly impossible to track down who you actually owe, how much is legitimate, and who has the authority to settle. You're left with a mailbox full of threats and a credit score that feels like a weight around your neck.

DebtDetector was built to turn the lights on.

How it Works

We've simplified a process that banks and collectors purposely make difficult.

Upload Your Report:

Securely upload your free credit report.

Scan & Identify:

Our engine parses the fine print to identify every active collector tied to your name.

Negotiate & Settle:

We provide the tools and templates you need to contact your debtors and settle for a fraction of what you owe.

Our Mission

At DebtDetector, we believe that financial recovery should be accessible to everyone. You shouldn't need a law degree or a private investigator to understand your own financial standing.

We don't just show you what you owe; we give you the roadmap to resolve it. No more guessing games, no more dodging phone calls—just a clear path back to financial freedom.

Why Trust Us?

Privacy First:

Your data is yours. We use bank-level encryption to ensure your credit information is seen by no one but you.

Transparency:

We aren't a debt settlement "mill." We are a tool that empowers you to take the lead in your own recovery.

Clarity:

We translate "legalese" into plain English so you can make informed decisions.

Ready to clear the air?

Stop wondering who is calling. Upload your report today and start your investigation.

Get Started for Free